Colorado · Middle Tennessee · A-la-carte
You already get the call. Every time you refer it, someone else bills the owner and buys the membrane. OnRamp is the desk behind your shop — so you number it, win it, and produce it without hiring a commercial estimator first.
The mark
The R is the ramp. The arrow is the job you were already walking past. We exist so residential shops can step onto commercial work without hiring a $90k estimator first.
The problem
Residential and storm shops turn down commercial and large-loss calls because they cannot price them, staff them, or stay on them. OnRamp is that desk. You produce. You keep the contract.
OnRamp is that desk. Quoted after plan review. No fee until you approve. Material lists are built to buy through your distributor.
How you buy it
The last commercial or large-loss job you declined, referred, or were afraid to number.
Quoted after we see the file. You approve before anything starts. No published menu for a carrier to print.
Schedule, lock material, introduce labor, get on site. You remain the contractor of record.
You keep the owner, the contract, and the material order. We never hold job money or pay the crew.
Insurance-funded work · contractor side
No. And no. This is one of the few parts of the trade where you actually get what you pay for — which is why most of the category is a waste of a good file.
You already know how this goes. The carrier says it is not damaged. Or they agree it is damaged and still write a first scope that would not cover the labor, the taper, or the termination that is actually on that roof. They are not confused. They are protecting a number. Your job is to make it a job anyway.
That is the whole category. Some mills take 10% of whatever they add. Some charge per file. Some sell a monthly seat and a queue in another time zone. Most of the people in that queue have never installed a commercial roof. They know the software words. They have never stood on a mechanically fastened TPO field and argued why the recover is the wrong job. The ones who are actually good at this are rare.
Hire the desk that has been on the roof. We write the file so you can produce the work that is actually there — not the work the first scope pretended was there. You keep the owner. You keep the contract. We stay with you until the job is a job.
| Typical mill | OnRamp | |
|---|---|---|
| Who writes it | A queue. Often never been on a low-slope roof. | People who have priced and produced the work. |
| How they charge | 10% of “the increase,” per file, or a monthly seat. | Quoted to you after the file. You know the number before we start. |
| What they sell | Jargon and a screenshot of a bigger delta. | A file you can build from, and a desk that stays after award. |
| Who they work for | Whoever signed. Sometimes that is not you. | You. Always the contractor of record. |
| When the first scope is short | They guess. Or they stop at the easy lines. | We write the assemblies that are actually on the roof. |
The tell
Send the last insurance-funded job you were about to farm out. If the work product is not better than what you have been buying, you do not stay.
Launch markets
Two markets with hail, growth, and dense distributor counters. Dual registration before the first paid Tennessee file. We do not pretend to be national on day one.
Why a shop hires this desk
Examples · labeled as such
Composite files until a contractor lets us put their name on one. The structure is real. The street addresses are not.
Aurora, CO
Carrier first scope missed rakes, cap selector, and steep on two planes. Shop produced. Flat fee.
Murfreesboro, TN
Recover on the drawings. Wet iso in the cores. They bid the job that was actually there.
Branch intro
Rep forwarded the intro page. Material lists ran back through that counter.
Read the three examples · Open the redacted sample
“We were about to refer it. The takeoff made it a job we could number.”
Composite · Front Range shop
“I forwarded one page. The squares stayed on my counter.”
Composite · territory rep
The desk
Justen writes the number. Russ makes the job move. The first seat we fill after that is takeoff capacity, not a closer.
Writes the estimate. Builds the file the way a contractor actually buys work: plans in, number back, assumptions in writing. Stays on collections when the check hits. The contractor stays the contractor of record.
Makes the awarded job move: on site with the owner, locks material through the branch, introduces labor. Owns the QXO door. Latest shop is RSP Consulting. Colorado and Middle Tennessee.
When the shop can run the job but cannot fly a crew, we pull local bodies so you are not eating travel, per diem, and the wrong production rate.
For regional managers and territory reps
When your contractors pass on commercial work, the membrane, iso, and edge metal leave the branch with the job. OnRamp makes the account safe to say yes. You stay the relationship and the warehouse. No exclusive. No house account.
Straight answers
Because most of those writers have never done the roof. You are trying to make a job. The carrier is in the way — denying damage, or agreeing it is damaged and still writing a residential first scope. We write the commercial file so you can produce what is actually there.
No. We are not a general contractor. You produce. You keep the contract, the owner, and the material order through your distributor.
Launch markets are Colorado and Middle Tennessee. Insurance-funded production support opens only in those two states under a signed overlay. Other states can send a file for an estimate.
A number you can bid, written like commercial work. If it awards and you want us to stay: schedule, material lock, labor intro, site. Insurance jobs: cost, method, and code only. Not a demand letter.
Quoted after we see the file. Estimate to write the number. Production desk after award if you want us to stay. Rates live on the SOW between us — not on a page a carrier can print.
Not yet. They are composite examples labeled as such — typical job shapes in Aurora and Murfreesboro, fictional streets. When a shop lets us put their name on a file, those pages get swapped. The sample file is the same: real structure, redacted identity.
No. Some charge 10% of their increase, some charge per file, some sell a monthly seat. Most of the writers have never done the roof. Hire the desk that has. You are trying to make a job. That is the only test that matters.
Send the last commercial or large-loss job you declined, referred, or were afraid to number. Same-day quote target if plans land before 6:00 PM in that market. If the package is not bid-ready, you owe nothing further.
Start here
If the package is not bid-ready, you owe us nothing further. Quote before we start. MSA on file, job-by-job SOW, cancel anytime.
hello@onrampcommercial.com
Estimating · Contractor claim files · Local labor · Distributor pricing support
